/* overbruggingshypotheek.nl — huisstijl afgeleid van het logo (navy → mint) */

/* ===== tokens: licht ===== */
:root {
  --paper:      #ffffff;
  --paper-2:    #f1f5fa;
  --kaart:      #ffffff;
  --ink:        #0b1c3d;
  --ink-zacht:  #4a5d80;
  --ink-flauw:  #7b8aa6;
  --navy:       #032a6e;
  --blauw:      #0080b4;
  --teal:       #00a3a3;
  --mint:       #00c9a7;
  --accent-tekst: #00707e;
  --lijn:       #dce5ef;
  --lijn-sterk: #c3d1e2;
  --verloop:    linear-gradient(90deg, #032a6e 0%, #0080b4 42%, #00a3a3 68%, #00c9a7 100%);
  --diep:       linear-gradient(150deg, #021c4c 0%, #05356f 48%, #005f86 100%);
  --schaduw:    0 20px 50px -34px rgba(3, 42, 110, .55);
  --goed:       #00806b;
  --let-op:     #b5364a;
  --paneel-zacht: rgba(255, 255, 255, .76);
  --paneel-lijn: rgba(255, 255, 255, .18);

  --display: "Poppins", "Trebuchet MS", sans-serif;
  --body: "Instrument Sans", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  --mono: "IBM Plex Mono", ui-monospace, "SFMono-Regular", monospace;
  --max: 1120px;
}

@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    color-scheme: dark;
    --paper:      #071227;
    --paper-2:    #0c1c38;
    --kaart:      #0e2141;
    --ink:        #e7eefa;
    --ink-zacht:  #a8bad6;
    --ink-flauw:  #7e91b1;
    --navy:       #cddcf2;
    --blauw:      #3ea3d8;
    --teal:       #1cc4bd;
    --mint:       #2fddb9;
    --accent-tekst: #46dcc0;
    --lijn:       #1c3055;
    --lijn-sterk: #2a4372;
    --verloop:    linear-gradient(90deg, #6aa9f0 0%, #3ea3d8 40%, #1cc4bd 68%, #2fddb9 100%);
    --diep:       linear-gradient(150deg, #0a1c3c 0%, #0f2c55 50%, #0b3f58 100%);
    --schaduw:    0 20px 50px -30px rgba(0, 0, 0, .8);
    --goed:       #38d6b0;
    --let-op:     #ff8f9e;
  }
}

:root[data-theme="dark"] {
  color-scheme: dark;
  --paper:      #071227;
  --paper-2:    #0c1c38;
  --kaart:      #0e2141;
  --ink:        #e7eefa;
  --ink-zacht:  #a8bad6;
  --ink-flauw:  #7e91b1;
  --navy:       #cddcf2;
  --blauw:      #3ea3d8;
  --teal:       #1cc4bd;
  --mint:       #2fddb9;
  --accent-tekst: #46dcc0;
  --lijn:       #1c3055;
  --lijn-sterk: #2a4372;
  --verloop:    linear-gradient(90deg, #6aa9f0 0%, #3ea3d8 40%, #1cc4bd 68%, #2fddb9 100%);
  --diep:       linear-gradient(150deg, #0a1c3c 0%, #0f2c55 50%, #0b3f58 100%);
  --schaduw:    0 20px 50px -30px rgba(0, 0, 0, .8);
  --goed:       #38d6b0;
  --let-op:     #ff8f9e;
}

/* ===== basis ===== */
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 92px; -webkit-text-size-adjust: 100%; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .001ms !important; transition-duration: .001ms !important; }
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--body);
  font-size: 16.5px;
  line-height: 1.62;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

h1, h2, h3, h4 {
  font-family: var(--display);
  font-weight: 600;
  line-height: 1.15;
  letter-spacing: -.028em;
  color: var(--navy);
  margin: 0;
  text-wrap: balance;
}
h1 { font-size: clamp(1.95rem, 4.4vw, 3.1rem); font-weight: 700; }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); }
h3 { font-size: 1.1rem; letter-spacing: -.018em; }
p { margin: 0; }

a { color: var(--accent-tekst); }

.wrap { width: 100%; max-width: var(--max); margin-inline: auto; padding-inline: 20px; }
.sectie { padding-block: clamp(48px, 6.5vw, 84px); }
.sectie--zacht { background: var(--paper-2); }
.sectie--diep { background: var(--diep); }
.sectie--diep h2, .sectie--diep h3 { color: #fff; }
.sectie--diep p, .sectie--diep .lead { color: var(--paneel-zacht); }

.kop { display: flex; flex-direction: column; gap: 14px; max-width: 64ch; }
.eyebrow {
  font-family: var(--mono);
  font-size: .73rem;
  letter-spacing: .18em;
  text-transform: uppercase;
  color: var(--accent-tekst);
  display: flex;
  align-items: center;
  gap: 10px;
}
.sectie--diep .eyebrow { color: var(--mint); }
.lead { color: var(--ink-zacht); font-size: 1.05rem; }
.verloop-tekst { background: var(--verloop); -webkit-background-clip: text; background-clip: text; color: transparent; }

.knop {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 14px 26px;
  border: 0;
  border-radius: 999px;
  background: var(--verloop);
  background-size: 170% 100%;
  background-position: 18% 0;
  color: #fff;
  font-family: var(--body);
  font-weight: 600;
  font-size: .97rem;
  text-decoration: none;
  cursor: pointer;
  transition: background-position .4s ease, transform .18s ease, box-shadow .18s ease;
}
.knop:hover { background-position: 92% 0; transform: translateY(-2px); box-shadow: 0 16px 30px -18px rgba(0, 128, 180, .9); color: #fff; }
.knop--rand { background: none; color: var(--navy); border: 1.5px solid var(--lijn-sterk); }
.knop--rand:hover { background: var(--paper-2); box-shadow: none; color: var(--navy); }
.knop--licht { background: #fff; color: #05204a; }
.knop--licht:hover { background: var(--mint); color: #04231d; }
.knoprij { display: flex; flex-wrap: wrap; gap: 12px; }

:where(a, button, input, select, textarea, summary, [tabindex]):focus-visible {
  outline: 3px solid var(--teal);
  outline-offset: 3px;
  border-radius: 6px;
}

/* ===== header ===== */
.kopbalk { position: sticky; top: 0; z-index: 40; background: var(--verloop); }
.kopbalk__streep { display: none; }
.kopbalk__inner { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 70px; }
.merk { display: block; width: 216px; max-width: 54vw; aspect-ratio: 760 / 64; background: var(--verloop); -webkit-mask: url(/assets/logo.png) no-repeat center / contain; mask: url(/assets/logo.png) no-repeat center / contain; }
.kopbalk .merk { background: #fff; }
.menu { display: flex; align-items: center; gap: 20px; }
.menu a { color: #fff; text-decoration: none; font-size: .93rem; font-weight: 500; }
.menu a:hover, .menu a[aria-current="page"] { color: var(--mint); }
.menu .knop { color: #fff; padding: 10px 18px; font-size: .88rem; }
.menuknop { display: none; background: none; border: none; color: #fff; font-size: 1.7rem; line-height: 1; padding: 6px 9px; cursor: pointer; }

@media (max-width: 1000px) {
  .menuknop { display: block; }
  .menu {
    position: absolute;
    inset: 73px 0 auto;
    background: var(--paper);
    border-bottom: 1px solid var(--lijn);
    box-shadow: var(--schaduw);
    border-radius: 0 0 18px 18px;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 6px 20px 22px;
    display: none;
  }
  .menu.open { display: flex; }
  .menu a:not(.knop) { color: var(--ink); padding: 14px 0; border-bottom: 1px solid var(--lijn); }
  .menu .knop { margin-top: 16px; }
}

/* ===== hero ===== */
.hero { padding-block: clamp(34px, 4.5vw, 60px) clamp(44px, 5.5vw, 72px); background: var(--verloop); }
.hero__grid { display: grid; grid-template-columns: 1.02fr .98fr; gap: clamp(26px, 4vw, 52px); align-items: center; }
.hero__tekst { display: flex; flex-direction: column; gap: 20px; align-items: flex-start; }
.hero__tekst h1 { color: #fff; }
.hero__tekst .eyebrow { color: rgba(255,255,255,.85); }
.hero__tekst .verloop-tekst { background: none; -webkit-background-clip: initial; background-clip: initial; -webkit-text-fill-color: initial; color: #fff; }
.hero__lead { color: rgba(255,255,255,.85); font-size: 1.06rem; max-width: 48ch; }
@media (max-width: 900px) { .hero__grid { grid-template-columns: 1fr; } }

.punten { list-style: none; margin: 0; padding: 0; display: grid; gap: 9px; }
.punten li { display: flex; gap: 11px; font-size: .95rem; color: var(--ink-zacht); }
.punten li::before { content: "→"; font-family: var(--mono); color: var(--teal); }
.hero__tekst .punten li { color: rgba(255,255,255,.85); }
.hero__tekst .punten li::before { color: #fff; }

/* ===== paginakop ===== */
.paginakop { background: var(--verloop); padding-block: clamp(34px, 4.5vw, 58px); }
.paginakop h1 { color: #fff; }
.paginakop .eyebrow { color: rgba(255,255,255,.85); }
.paginakop .lead { color: var(--paneel-zacht); margin-top: 12px; max-width: 62ch; }
.kruimels { font-family: var(--mono); font-size: .72rem; letter-spacing: .1em; text-transform: uppercase; color: var(--mint); margin-bottom: 14px; }
.kruimels a { color: var(--mint); text-decoration: none; }

/* ===== brugdiagram ===== */
.brug { background: var(--kaart); border: 1px solid var(--lijn); border-radius: 20px; padding: 26px 22px 22px; box-shadow: var(--schaduw); position: relative; overflow: hidden; }
.brug::before { content: ""; position: absolute; inset: 0 0 auto; height: 4px; background: var(--verloop); }
.brug__titel { font-family: var(--mono); font-size: .68rem; letter-spacing: .16em; text-transform: uppercase; color: var(--ink-flauw); margin-bottom: 22px; }
.brug__scene { display: grid; grid-template-columns: 1fr 1.35fr 1fr; align-items: end; gap: 4px; }
.huis { display: grid; gap: 8px; justify-items: center; text-align: center; }
.huis__label { font-family: var(--mono); font-size: .7rem; color: var(--ink-flauw); }
.huis__waarde { font-family: var(--mono); font-size: .9rem; color: var(--ink); font-variant-numeric: tabular-nums; }
.overspan { padding-bottom: 24px; display: grid; gap: 12px; }
.overspan__bedrag { text-align: center; font-family: var(--mono); font-size: clamp(1.2rem, 3.2vw, 1.7rem); color: var(--teal); font-variant-numeric: tabular-nums; }
.overspan__bedrag small { display: block; font-size: .62rem; letter-spacing: .16em; text-transform: uppercase; color: var(--ink-flauw); margin-bottom: 3px; }
.dek { height: 9px; border-radius: 5px; background: var(--verloop); margin-inline: auto; width: 100%; position: relative; transition: width .45s cubic-bezier(.22,.7,.3,1); }
.dek::before, .dek::after { content: ""; position: absolute; bottom: -16px; width: 3px; height: 16px; border-radius: 2px; background: color-mix(in srgb, var(--blauw) 45%, transparent); }
.dek::before { left: 26%; }
.dek::after { right: 26%; }
.brug__voet { margin-top: 22px; text-align: center; font-size: .78rem; color: var(--ink-flauw); }

/* ===== lopende tekst ===== */
.prose { max-width: 68ch; display: grid; gap: 18px; }
.prose h2 { margin-top: 18px; }
.prose h3 { margin-top: 12px; }
.prose p { color: var(--ink-zacht); }
.prose ul { margin: 0; padding-left: 20px; display: grid; gap: 8px; color: var(--ink-zacht); }
.prose ol { margin: 0; padding-left: 20px; display: grid; gap: 10px; color: var(--ink-zacht); }
.prose strong { color: var(--ink); }
.citaat { border-left: 3px solid; border-image: var(--verloop) 1; padding: 4px 0 4px 18px; font-size: 1.08rem; color: var(--ink); }

/* ===== kaarten ===== */
.raster { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.raster--2 { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 860px) { .raster, .raster--2 { grid-template-columns: 1fr; } }
.kaart { background: var(--kaart); border: 1px solid var(--lijn); border-radius: 14px; padding: 22px; display: grid; gap: 8px; align-content: start; }
.kaart p { color: var(--ink-zacht); font-size: .94rem; }
.kaart a.kaart__link { font-weight: 600; text-decoration: none; font-size: .92rem; }
.sectie--diep .kaart { background: rgba(255,255,255,.07); border-color: var(--paneel-lijn); }
.sectie--diep .kaart p { color: var(--paneel-zacht); }
.kaart--cijfer .cijfer { font-family: var(--mono); font-size: 2rem; font-weight: 500; letter-spacing: -.03em; background: var(--verloop); -webkit-background-clip: text; background-clip: text; color: transparent; }

.stappen { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
@media (max-width: 860px) { .stappen { grid-template-columns: 1fr; } }
.stap { border-top: 3px solid; border-image: var(--verloop) 1; padding-top: 15px; display: grid; gap: 6px; align-content: start; }
.stap__nr { font-family: var(--mono); font-size: .72rem; letter-spacing: .1em; color: var(--accent-tekst); }
.sectie--diep .stap__nr { color: var(--mint); }
.stap p { font-size: .93rem; color: var(--ink-zacht); }

/* ===== rekentools ===== */
.tool { display: grid; grid-template-columns: 1.08fr .92fr; gap: 24px; align-items: start; }
@media (max-width: 960px) { .tool { grid-template-columns: 1fr; } }
.invoerkaart { background: var(--kaart); border: 1px solid var(--lijn); border-radius: 16px; padding: 24px; display: grid; gap: 18px; }
.veld { display: grid; gap: 7px; }
.veld > label, .veld legend { font-weight: 600; font-size: .92rem; color: var(--navy); padding: 0; }
.hint { display: block; font-size: .79rem; color: var(--ink-flauw); font-weight: 400; margin-top: 3px; }
.geld { position: relative; display: flex; align-items: center; }
.geld > span { position: absolute; left: 13px; font-family: var(--mono); color: var(--ink-flauw); pointer-events: none; }
.veld input[type="number"], .veld input[type="text"], .veld input[type="email"], .veld input[type="tel"], .veld select, .veld textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1.5px solid var(--lijn);
  border-radius: 10px;
  background: var(--paper);
  color: var(--ink);
  font-family: var(--mono);
  font-size: 1rem;
  font-variant-numeric: tabular-nums;
}
.veld select, .veld textarea, .veld input[type="text"], .veld input[type="email"], .veld input[type="tel"] { font-family: var(--body); }
.geld input[type="number"] { padding-left: 34px; }
.veld textarea { resize: vertical; min-height: 110px; }
.veld input:focus, .veld select:focus, .veld textarea:focus { border-color: var(--teal); outline: none; box-shadow: 0 0 0 4px color-mix(in srgb, var(--teal) 14%, transparent); }
.veld input:disabled, .veld select:disabled { opacity: .5; cursor: not-allowed; }

.schuif { display: grid; gap: 8px; }
.schuif__kop { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; }
.schuif__waarde { font-family: var(--mono); font-size: 1rem; color: var(--accent-tekst); font-variant-numeric: tabular-nums; }
input[type="range"] { width: 100%; accent-color: var(--teal); }

.keuzes { display: flex; gap: 9px; flex-wrap: wrap; border: 0; padding: 0; margin: 0; }
.keuzes legend { margin-bottom: 7px; }
.keuzes label { flex: 1 1 120px; border: 1.5px solid var(--lijn); border-radius: 10px; padding: 10px 13px; font-size: .9rem; cursor: pointer; background: var(--paper); color: var(--ink-zacht); }
.keuzes label:has(input:checked) { border-color: var(--teal); background: color-mix(in srgb, var(--mint) 12%, transparent); font-weight: 600; color: var(--navy); }
.keuzes input { position: absolute; opacity: 0; width: 0; height: 0; }
.keuzes--uit label { opacity: .45; cursor: not-allowed; }

.uitkomst { background: var(--diep); border-radius: 16px; padding: 26px 24px; display: grid; gap: 16px; position: sticky; top: 96px; }
@media (max-width: 960px) { .uitkomst { position: static; } }
.uitkomst__label { font-family: var(--mono); font-size: .68rem; letter-spacing: .16em; text-transform: uppercase; color: rgba(255,255,255,.58); }
.uitkomst__bedrag { font-family: var(--mono); font-size: clamp(1.9rem, 5vw, 2.5rem); font-weight: 500; letter-spacing: -.03em; color: var(--mint); font-variant-numeric: tabular-nums; line-height: 1.1; }
.uitkomst__streep { height: 1px; background: var(--paneel-lijn); }
.regels { display: grid; }
.regel { display: flex; justify-content: space-between; gap: 14px; padding: 8px 0; font-size: .9rem; border-bottom: 1px dashed var(--paneel-lijn); }
.regel:last-child { border-bottom: 0; }
.regel span:first-child { color: var(--paneel-zacht); }
.regel span:last-child { font-family: var(--mono); color: #fff; white-space: nowrap; font-variant-numeric: tabular-nums; }
.regel--totaal { border-top: 1px solid var(--paneel-lijn); border-bottom: 0; margin-top: 4px; padding-top: 12px; font-weight: 600; }
.regel--totaal span:first-child { color: #fff; }
.regel--totaal span:last-child { color: var(--mint); font-size: 1.05rem; }
.melding { padding: 12px 15px; border-radius: 10px; font-size: .88rem; background: color-mix(in srgb, var(--mint) 18%, transparent); border: 1px solid color-mix(in srgb, var(--mint) 45%, transparent); color: #fff; }
.melding--krap { background: rgba(255, 140, 140, .15); border-color: rgba(255, 140, 140, .45); }
.mini { font-size: .76rem; color: rgba(255,255,255,.55); }
.voetnoot { font-size: .8rem; color: var(--ink-flauw); }

/* ===== tabel ===== */
.tabelbox { overflow-x: auto; border: 1px solid var(--lijn); border-radius: 14px; background: var(--kaart); }
table.vergelijk { border-collapse: collapse; width: 100%; min-width: 640px; font-size: .92rem; }
table.vergelijk th, table.vergelijk td { text-align: left; padding: 12px 16px; border-bottom: 1px solid var(--lijn); }
table.vergelijk thead th { font-family: var(--mono); font-size: .68rem; letter-spacing: .12em; text-transform: uppercase; color: var(--ink-flauw); font-weight: 400; background: var(--paper-2); position: sticky; top: 0; }
table.vergelijk tbody tr:last-child td { border-bottom: 0; }
table.vergelijk tbody tr:hover { background: color-mix(in srgb, var(--mint) 6%, transparent); }
table.vergelijk td:first-child { font-weight: 600; color: var(--navy); white-space: nowrap; }
table.vergelijk td:last-child { font-family: var(--mono); font-variant-numeric: tabular-nums; color: var(--ink-zacht); }
.zoekveld { padding: 11px 14px; border-radius: 10px; border: 1.5px solid var(--lijn); background: var(--kaart); color: var(--ink); font-family: var(--body); font-size: .93rem; width: min(100%, 320px); }

/* ===== let-op blok ===== */
.letop { border: 1px solid var(--lijn); border-left: 3px solid; border-image: var(--verloop) 1; background: var(--paper-2); border-radius: 0 12px 12px 0; padding: 18px 20px; font-size: .86rem; color: var(--ink-zacht); }
.letop strong { color: var(--ink); }

/* ===== formulier ===== */
.contactkaart { background: var(--kaart); border: 1px solid var(--lijn); border-radius: 16px; padding: 24px; display: grid; gap: 16px; }
.formmelding { padding: 12px 15px; border-radius: 10px; font-size: .9rem; background: color-mix(in srgb, var(--mint) 14%, transparent); border: 1px solid color-mix(in srgb, var(--mint) 40%, transparent); color: var(--ink); }
.formmelding--fout { background: color-mix(in srgb, var(--let-op) 10%, transparent); border-color: color-mix(in srgb, var(--let-op) 35%, transparent); }
.honing { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* ===== faq ===== */
.faq { max-width: 800px; }
.faq details { border-bottom: 1px solid var(--lijn); }
.faq summary { cursor: pointer; list-style: none; padding: 17px 42px 17px 0; font-family: var(--display); font-weight: 600; font-size: 1.02rem; color: var(--navy); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 8px; top: 50%; transform: translateY(-50%); font-family: var(--mono); color: var(--teal); font-size: 1.3rem; }
.faq details[open] summary::after { content: "–"; }
.faq details p { color: var(--ink-zacht); padding: 0 32px 18px 0; font-size: .95rem; }

/* ===== footer ===== */
.voet { background: var(--paper-2); border-top: 1px solid var(--lijn); padding-block: 44px 26px; }
.voet__grid { display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 26px; }
@media (max-width: 860px) { .voet__grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 520px) { .voet__grid { grid-template-columns: 1fr; } }
.voet h4 { font-family: var(--mono); font-size: .67rem; letter-spacing: .16em; text-transform: uppercase; color: var(--accent-tekst); margin: 0 0 12px; font-weight: 400; }
.voet ul { list-style: none; margin: 0; padding: 0; display: grid; gap: 7px; font-size: .91rem; }
.voet a { color: var(--ink-zacht); text-decoration: none; }
.voet a:hover { color: var(--accent-tekst); }
.voet .merk { width: 200px; margin-bottom: 14px; }
.voet__onder { margin-top: 28px; padding-top: 18px; border-top: 1px solid var(--lijn); display: flex; flex-wrap: wrap; gap: 12px; justify-content: space-between; font-size: .78rem; color: var(--ink-flauw); }